This General Disclaimer applies to all programs, initiatives and information posted on this site. There are no guarantees given or implied. Each homeowner’s situation varies and therefore results vary. Sunshine State Homeowner Advocates is a d/b/a of Sunshine State Property Partnership Inc., (“The Company”). The Company is privately owned and is not associated directly or indirectly with any local, state, or federal government agency. The Company is not a licensed real estate broker or a property management company and does not offer or provide legal or accounting advice. The Company participates in the acquisition of real property or real property rights and is a privately funded for profit organization. The Company self-funds its Program by committing a portion of its earnings from the acquisition of real property options. Information contained herein is subject to change without notice. Before entering into any agreement, you must get independent legal advice from an attorney. If you are behind on your monthly mortgage payments, and you participate in the program in whole or in part, there is no guarantee your home won’t be foreclosed. Some services and benefits are provided by 3rd party providers who may be independent or affiliated with The Company. Do not sign any important legal contract without first consulting with an attorney in your area. Although we endeavor to do our best to meet our stated timing representations herein, timing varies based on each individual situation.


This site provides information about foreclosure law designed to help users safely cope with their own legal needs. But legal information is not the same as legal advice. The application of law varies with an individual’s specific circumstances. Although we go to great lengths to make sure our information is accurate and useful, we recommend you consult a lawyer if you want professional assurance that our information, and your interpretation of it, is appropriate to your situation.


Services are provided with no out-of-pocket costs to eligible and approved homeowners. Some services are provided by the Company and others are provided by 3rd party providers designated by the Company at its sole discretion. Although you will never pay out of pocket for the services provided, they are non-negotiable, (meaning they have no monetary value if you try to sell them). Each Service offered here has different terms and contingencies. If you are approved for a Service, you may elect to decline to accept it. If your property is in foreclosure and requires the services of a real estate broker or Attorney, they may charge a commission or fee respectively only if it is paid from your lienholder.


For all properties that require a short sale, a Monetary Option will be disclosed to and must be approved by any lienholders on the property.